White scale and spots
This usually means hard water, which is calcium and magnesium carried in solution.
Those minerals drop out of solution on anything hot and stay behind when a droplet dries, and they bind to soap instead of letting it foam.
Look for crust on the kettle element and the shower head, a chalky ring at the water line in the toilet, and more soap used for less lather.
Do not buy a cartridge filter for this. Sediment and carbon cartridges do not take hardness out, and any softener sized before someone has a hardness number is a guess.
Related: orange or brown stains and salty after a softener.